This policy is based on our fundamental goal at BlueStarLoans.com to provide you, the consumer, and your community, with targeted, relevant content while maintaining individual anonymity and personal privacy. This policy is open to comment and is meant to provide an evolutionary framework from which we at BlueStarLoans.com can address any concerns of the web-surfer community. Please forward any comments you may have regarding this policy to us at info@bluestarloans.com. Consumer Data Collected by BlueStarLoans.com. -------------------------------------------------------------------------------- The Non-Personally Identifiable Data that BlueStarLoans.com collects is used for internal marketing and utilization efforts to better target information and other content to the web surfers in an effort to create a personally relevant internet experience for those that utilize BlueStarLoans.com. The Non-Personally Identifiable Data may be shared with certain third party partners of BlueStarLoans.com on a blind basis (e.g., broad demographic information), but will never be provided to third parties in connection with personally-identifiable data or with any information which would allow a third party to directly link such information to a particular web surfer. If a web surfer has elected to provide BlueStarLoans.com with personally-identifiable data and to allow BlueStarLoans.com to utilize such data for on-line marketing purposes, that data may be associated with the non-personally identifiable data to assist with utilization tracking to that web surfer’s preferences and behaviors, and for other BlueStarLoans.com marketing efforts. But, as set forth below, such linked data will never be shared with any third party (except for administrative purposes) or made available to the public. BlueStarLoans.com does not use any personally-identifiable data about a web surfer for targeting or tracking purposes without first receiving the web surfer’s consent. If a web surfer elects to provide BlueStarLoans.com with personally-identifiable data and voluntarily "opts-ins" to allow BlueStarLoans.com to use such data for on-line marketing purposes, the data may be associated with other data about the web surfer which is available from other sources, in order to tailor ads or messages to the web surfer. Our goal in using this data is to provide a more personally significant internet experience for the web surfer. All personally identifiable data provided by individual web surfers will be kept in strict confidence by BlueStarLoans.com and will be treated with the same level of respect and care that BlueStarLoans.com treats its other proprietary information and trade secrets. BlueStarLoans.com will never sell, rent, exchange or barter any personally identifiable information to or with any third party for pecuniary gain or marketing purposes. Security Precautions -------------------------------------------------------------------------------- BlueStarLoans.com makes every effort to maintain the security of its network and the data we collect. Any data that is stored on BlueStarLoans.com's server is treated as proprietary and confidential and is not available to the public. BlueStarLoans.com has a strict internal security policy with respect to the confidentiality of customer and other data, limiting access only to those employees who have a need to know such information for the purpose of effectively delivering BlueStarLoans.com products and services. Personally Identifiable Consumer Data - Opt-Out -------------------------------------------------------------------------------- If a web surfer elects to provide BlueStarLoans.com with personally-identifiable data and voluntarily "opts-in" to allow BlueStarLoans.com to use such data for on-line marketing purposes he or she may "opt-out" of such election at any time by following the procedure applicable to the data collected. Children’s Privacy -------------------------------------------------------------------------------- BlueStarLoans.com is very sensitive to the issue of children’s privacy and makes every effort to protect the privacy of children surfing the web. BlueStarLoans.com's web sites, products, and services are not developed for or directed at children. If you believe your child has provided BlueStarLoans.com with personally-identifiable data, or registered at one of BlueStarLoans.com's web sites, and you would like to have them removed, please contact info@bluestarloans.com. Contacting Us -------------------------------------------------------------------------------- For more information or if you have questions or concerns regarding BlueStarLoans.com's Privacy Statement, please send an e-mail to info@bluestarloans.com or you can send correspondence to the following address: Privacy BlueStarLoans.com 2012 Old Montgomery Hwy., Suite A Birmingham, Alabama 35244